You’re probably going to be inundated with holiday sales this month. While those sales can be fantastic, they aren’t the only opportunities to save money. Here are some less-than-obvious ways to keep more money in your pocket.
• Review all of your subscriptions and online services that are set to auto-renew. Do you still want them? Online subscriptions can easily go unnoticed for months. Cancel those you don’t want.
• Have you received any notices of price increases? That’s common in December as companies hike rates for the new year. If you’re a long-term customer, give the company a call. You may be entitled to a loyalty discount, or at least be able to negotiate your rate.
• Do you have a loan or mortgage? Many lenders allow you to make lump-sum payments on the principal. This can save you a bundle on interest charges.
• Call your insurance company. Ask what riders you have on your policies that are not included in your basic premium. Find out if you still need all of them.
MAXIMIZE YOUR DECEMBER SAVINGS
